I received an email from FedLoan Servicing today about how my grace period for my student loans was almost up. I am taking a break from college at the moment and will periodically get reminders about it. However, today it came with a little picture that had me clenching my cheeks:
Ten years to pay off one year of college. And roughly two-thirds of it is just for housing. That is fucking absurd. So now I’m stuck in-between two shitty options: Go back to college in an attempt to delay the loan, resulting in me having to pay even more afterward for an even longer period of time (40-50 years for 4-5 years of schooling), or don’t go back to school and work a dead-end job for ten years while I live in a shithole apartment with my mom and then be in my 30s without anything to show for it. All of this for… What? A year in college? An immensely stressful, unproductive year? Not to mention I owe the school an additional $900 for leaving the term early.
It’s just fucking depressing. Don’t bother with growing up, kids. It isn’t worth it right now.